Privacy Statement
The Basis of each customer relationship at The First State Bank of Winchester is trust. Many of our customer relationships span several generations. You have chosen to do business with The First State Bank of Winchester and we are obligated to honor that relationship with great care, beginning with the information we have chosen to share with us. We believe that your privacy should not be compromised. We want you to know that we do not sell nor will we sell customer information. At the same time, we want to offer you the array of financial products and services you need to accomplish your goals.
Our Commitment
We recognize your right to privacy and we recognize that you have a right to expect your personal financial information to remain private and secure at all times.
Collection of Information
We obtain nonpublic personal information from you in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history. We may collect this information about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us or others;
- and Information we receive from third parties such as credit bureaus.
Restrictions on the Sharing of Information
We are permitted under law to disclose nonpublic personal information about you to"non-affiliated third parties"(i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us; to regulate agencies; to government entities in response to subpoenas; and to credit bureaus. On a very limited basis, we may disclose any of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.
Continuing the Commitment
If at any time you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policy and practices in this notice.
Standards of Conduct in our Business Relationships
The First State Bank of Winchester requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.
Accuracy Data
The First State Bank of Winchester continuously strives to maintain complete and accurate information about you and your account. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.
Employee Involvement
The First State Bank of Winchester employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated in the importance of maintaining the confidentiality of customer information and on these principals of privacy. Because of the importance of these issues, all The First State Bank of Winchester employees are responsible for maintaining the confidentiality of customer information.
Data Security
The First State Bank of Winchester is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account from being accessed by third parties. We maintain that grant access to customer information only in accordance with federal security standards.
We value our customer relationships at The First State Bank of Winchester. We want you to know how we use the information you provide and to understand our commitment to ensuring your personal privacy. Please call you local branch if you have any questions about how the First State Bank of Winchester protects your confidential information.
