Security
Alert. Don't become a victim of identity theft. If you receive an
unsolicited e-mail that appears to be from First State Bank of
Winchester, asking you for private information, you may be an
intended victim of a scam called "phishing." Please know
that First State Bank of Winchester will never request personal
information from you via e-mail.
At First State Bank of
Winchester, your financial privacy, safety and security is our number
one priority. We hope that you will find these articles
informative.
Protect Yourself against Identity Theft –
The fastest growing consumer crime in the nation. For complete
information please click on this link
www.consumer.gov/idtheft/
Don't
Get Lured into a Phishing Scam. Con artists now use email to try to
hijack your personal financial information. In a scam known as
"phishing," swindlers claim to be from a reputable company
and send out thousands of fake emails in hopes that consumers will
respond with the bank account information, credit card numbers,
passwords or other sensitive information. These emails can look
quite convincing, with company logos and banners copied from actual
Web sites. Often, they will tell you that their security procedure
has changed or that they need to update (or validate) your
information, and then direct you to a look-alike Web site. If you
respond, the thieves use your information to order goods and services
or obtain credit.
Consumer Tips To avoid becoming a victim
of a phishing scam, the American Bankers Association offers these
tips:
Never give out your personal financial information in response to an
unsolicited phone call, fax or email, no matter how official it may
seem.
Do not respond to email that may warn of dire consequences unless
you validate your information immediately. Contact the company to
confirm the email's validity using a telephone number or Web address
you know to be genuine.
Check your credit card and bank account statements regularly and
look for unauthorized transactions, even small ones. Some thieves
hope small transactions will go unnoticed. Report discrepancies
immediately.
When submitting financial information to a Web site, look for the
padlock or key icon at the bottom of your browser, and make sure the
Internet address begins with "https." This signals that
your information is secure during transmission.
Report suspicious activity to the Internet Crime Complaint Center, a
partnership between the FBI and the National White Collar Crime
Center.
If you have responded to an email, contact your bank immediately so
they can protect your account and your identity. For information on
identity theft, visit ABA's Consumer Connection.
For more information on phishing, visit the Federal Deposit
Insurance Corporation, Federal Trade Commission, the Anti-Phishing
Working Group, the National Consumers League, or the OCC Consumer
Protection News.
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